We're independent, so we compare plans from several insurance companies and explain them in plain English.
What we write
- Group health insurance for local employers who want to offer coverage to their employees
- Short-term medical, temporary coverage between jobs or until other coverage starts
- Hospital indemnity, which pays you cash for a covered hospital stay to help with deductibles and bills
- Dental and vision plans of their own
- Medicare: Medicare Advantage and Part D and Medicare Supplements
We don't sell Marketplace (Obamacare) plans. For those, go to HealthCare.gov.
Group health for local businesses
If you run a business in Decatur County or nearby and want to offer health coverage, we'll compare group plans from several insurance companies, explain what your employees would pay, and handle the paperwork with you. We stay your agent after the plan starts.
Short-term medical and hospital indemnity
Short-term medical can fill a gap, but it isn't the same as major medical insurance: it usually doesn't cover conditions you already have, and it has limits on how long it lasts. Hospital indemnity doesn't replace health insurance either. It pays a set amount when you're in the hospital, on top of what your other coverage pays. We'll explain exactly what each policy does and doesn't cover before you sign.
Dental and vision
Original Medicare and many health plans don't cover routine dental care or glasses. A dental or vision plan of its own can help with cleanings, fillings, eye exams and glasses.
Turning 65 soon?
Your Medicare window opens 3 months before your 65th birthday month and closes 3 months after. We'll help you move from your current coverage to Medicare without a gap. See turning 65.
Questions we hear
Do you offer group health insurance for small businesses?
Do you sell Marketplace (Obamacare) plans?
Can you help with dental or vision on its own?
What happens to my coverage when I turn 65?
Does working with an agent cost more?
Call us at (812) 527-2100 or request a call back, and one of our agents will get back to you.


