Bring your plan to our Greensburg office and we'll go through it with you: your doctors, your prescriptions and your budget. Real people on Lincoln Street (Nancy has more than 40 years in insurance), and our help costs you nothing.
Book your plan review
Leave your name and number. One of our agents will call you back during office hours to set up your review.
A very professional company that takes your hand and guides you through the maze that is Medicare.
Nancy and her staff are very knowledgeable and quite helpful. Very friendly and help to make good decisions for their customers!
Did you get a thick envelope from your plan this fall? That's your Annual Notice of Change. Every Medicare Advantage and Part D plan has to send one by September 30. It lists what's changing for next year, and most people never read it. Bring it in and we'll read it with you.
Key dates
| By Sept 30 | Your plan mails its Annual Notice of Change. |
| Early October | Next year's plans and prices are posted, so we can start comparing. |
| Oct 15 | Open Enrollment begins. |
| Dec 7 | Last day to make a change. Don't wait for the last week: the calendar fills up. |
| Jan 1 | Your new coverage starts. |
| Jan 1 – Mar 31 | If you're in a Medicare Advantage plan, one more chance to switch plans or go back to Original Medicare. |
What you can change during Open Enrollment
- Switch from one Medicare Advantage plan to another.
- Switch from Original Medicare to a Medicare Advantage plan, or back to Original Medicare.
- Join, switch or drop a Part D prescription drug plan.
Medicare Supplements (Medigap) work differently. They aren't tied to Open Enrollment, and outside certain windows the insurance company can ask health questions before approving you. Talk to us before you drop or change one. More on Medicare Supplements.
What to bring to your review
- Your red, white and blue Medicare card and your plan card
- Your Annual Notice of Change letter, if you have it
- A list of your prescriptions with the doses (or just bring the bottles)
- The names of your doctors and the hospital you'd want to use
- The pharmacy you use
What we check for you
- Your prescriptions. We run your exact drugs through next year's plans and show what each would cost you for the year. Drug lists change every year, and this is where most surprises hide.
- Your doctors. We check every doctor and hospital you use against each plan's network.
- Your budget. Premiums, deductibles and copays side by side.
- A straight answer. If your current plan is still the best fit, we'll tell you to keep it. No pressure, either way.
Questions we hear every fall
When is Medicare Open Enrollment?
October 15 to December 7 every year. Changes you make take effect January 1.
What can I change during Open Enrollment?
You can switch from one Medicare Advantage plan to another, switch from Original Medicare to Medicare Advantage or back, and join, switch or drop a Part D drug plan.
What if I miss December 7?
If you're in a Medicare Advantage plan, you get one more chance from January 1 to March 31 to switch to another Medicare Advantage plan or go back to Original Medicare. Otherwise most changes wait until next fall, unless you qualify for a Special Enrollment Period.
Is my Medicare Supplement part of Open Enrollment?
No. Medicare Supplement (Medigap) plans aren't tied to Open Enrollment. You can apply any time, but outside certain protected windows the insurance company can ask health questions. Ask us before you change one.
Does your help cost anything?
Our help costs you nothing. The insurance companies pay us, and your price is exactly the same as signing up on your own.
Call us at (812) 527-2100 or request a call back, and one of our agents will set up your review.